Yields are at all-time lows…
The stock market is alarmingly volatile…
And if the government makes one wrong move, we could see a crash at any moment.
It might feel like you’re a passenger in a car with a drunk driver behind the wheel. But here’s the thing…
You have more control over your financial future than you’d think.
In fact, Wayne and I will be sharing several investment strategies that could help you:
- Protect what you currently have.
- Grow your nest egg.
- And help you collect thousands of dollars in consistent monthly income.
To learn more, read on.
Double-Digit Yields — Tax-Free
If you’re seeking growth or income from traditional investments like stocks and bonds, you have few options today.
To show you what I mean, let’s start by looking at income investments.
During periods when interest rates are high, income investors can do quite well…
For example, in the late 1980s, investors could earn substantial income from even the most conservative investments — back then, municipal bonds were yielding 13.3%, tax-free!
But nowadays, it’s a different story:
Two weeks ago, the Federal Reserve lowered interest rates. Rates were already low, with the 30-year Treasury bond yielding just 2.5%.
But after the rate cut, the 30-year yield fell to about 2.1%. After taking inflation into account, that puts its returns at about zero — a disastrous investment proposition.
And if the Fed keeps lowering rates, as many expect it will, returns from bonds and other fixed-income investments will become even more disastrous.
The “Artificial” Bull Market
So, where have investors been putting their money instead?
For lack of an alternative, most investors have turned to the stock market. And that’s the real reason the market keeps going up.
In fact, earlier this year, we hit a major milestone: March 9th marked the 10-year anniversary of the longest-running bull market in history.
But as investors keep pouring money into stocks, prices get pushed higher and higher —regardless of underlying fundamentals.
But at some point, just like it always does, fear will overtake greed and investors will start looking for the exit signs…
And that’s when a crash becomes inevitable…
Last week, Wayne showed you a simple way to determine if the stock market is undervalued, or dangerously overvalued.
It’s through a battle-tested investing concept called Earnings Yield, which reveals what the stock market is “yielding” in terms of profits.
Essentially, when this number drops below a certain level, it can indicate that we’re about to experience a major correction.
Well, today, the earnings yield of the S&P 500 sits at 4.6%. The last time it was so low was in Q3 2018, when it hit 4.47%. 60 days later, the market tumbled by 20%.
Before that, it hit this level in Q3 2015 — and the market fell by 10% in a single month.
It also got this low in December 2007, just before The Great Recession — and that time, the market dropped more than 60% in a few months!
If History Repeats Itself, Are You Prepared?
Given the current situation, there’s no question the market is due for a serious correction…
And if we see a repeat of 2008, you could see half your nest egg wiped out instantly.
Meaning, even if you’ve done everything right — even if you’ve worked hard, saved money, and invested wisely — you could still be forced to delay or even cancel your retirement.
But you also have an alternative to all that…
You Already Have an Alternative!
If you’re a member of our Income Unlimited service, you already have an alternative:
You’ve been introduced to private real estate deals that pay 8%, 12%, and more…
To “peer-to-peer” lending platforms where you can earn double-digit yields…
And to private loans to major brands like Ben & Jerry’s that pay 14%.
You’ve even learned about opportunities where you can earn steady income and profits with little-to-no upfront capital.
These are the types of off-market investments that can save your retirement — and let you live you the life you deserve to live.
Not a member yet? Click here to learn more »
And in the meantime…
Happy Investing — and Happy Retiring